Frequently Asked Questions
Why don’t I just take photos and write things down myself?
Most personal documentation is incomplete, unorganized, not properly valued or considered claim ready. Prospera creates a structured inventory designed specifically for insurance verification.
Is My Information/Privacy Secure?
- All data is stored in our secure cloud based server.
- Identities and locations remain confidential
- Engagements are handled with complete discretion
- Documentation is never publicly shared.
Isn’t this what insurance already does?
Insurance is based on documentation. Prospera exists before a loss-when it’s easiest and most accurate to create.
How long does on-site documentation take?
Most residential properties can be completed in a day. Larger properties, ranches or commercial facilities require additional time.
What happens if I have a loss?
Your documentation is ready. Contact us and we will provide your inventory directly to you through a secured link via email.
How often should documentation be updated?
We recommend updates when major purchases are made or at scheduled intervals for high value changing properties.
Who benefits most from Prospera?
Clients with complex, valuable or difficult-to -replace assets including Estates, Ranches, businesses and Municipalities
Do you work for Insurance Companies?
No. Prospera works for property/business owners. Our role is documentation, not claims adjusting or coverage decisions. We provide our clients with solid data so they can insure they have the proper amount of personal property/contents coverage under their policy.
Will you help us if we've had a loss but didn't catalog everything ahead of time?
Yes, Prospera's team of experts can assist you in recreating inventories, post loss.
What We Do Not Do
- We do not sell insurance.
- We do not adjust claims.
- We do not provide legal advice.